Your property journey, handled with care
From initial search to signed deed, we guide you through every step of buying property in Madeira — with local expertise, genuine care, and complete transparency.
An island that rewards
the discerning buyer
Madeira combines natural beauty, financial advantage, and European stability in a way few markets can match. For buyers seeking long-term value or a permanent lifestyle change, the case has never been stronger.
10–20%+
annual price appreciation
Year-Round Climate
Mild Atlantic temperatures averaging 22°C in summer and 17°C in winter — the island of eternal spring.
Competitive Pricing
Property values remain significantly below comparable EU destinations, offering exceptional value per square metre.
Tax Advantages
Portugal offers various tax incentives for new residents. We connect you with specialist advisers who assess what applies to your personal circumstances.
Residency Pathways
Several routes to Portuguese residency remain available for non-EU buyers. Our legal network can advise on the most suitable route for you.
Stable Growth Market
Annual price growth of 10–20%+ recorded in early 2025, regularly outperforming the Portuguese national average — driven by international demand and constrained supply.
Full EU Membership
Portuguese law, robust property rights, and the security of buying within a well-regulated European legal framework.
Six steps to
your Madeira home
Buying property in a foreign country should feel straightforward. Our structured process removes ambiguity at every stage — keeping you informed, protected, and confident from first conversation to final deed.
Initial Consultation
We begin by understanding your goals, timeline, and budget in full. This conversation shapes everything — from the areas we focus on to the type of property we target on your behalf.
Property Search
Drawing on our extensive local network and access to off-market listings, we curate a shortlist that aligns precisely with your brief. You see the right properties, not every property.
Legal Due Diligence
We coordinate with trusted independent lawyers to obtain your NIF, verify title, check planning status, and confirm there are no outstanding charges or encumbrances on the property.
Offer & Negotiation
Our deep knowledge of local comparable sales means we negotiate from a position of strength. We handle all communication with the vendor or agent to secure the best possible terms.
Promissory Contract
Once terms are agreed, both parties sign the CPCV — the Promissory Contract — and a deposit (typically 10–30%) is paid. This legally binds both parties to complete the transaction.
Completion
At a notary in Madeira, the final deed (Escritura) is signed, balances are settled, and ownership is formally transferred. Keys in hand, the property is yours.
Costs and taxes
demystified
Understanding the full cost of acquisition is essential to making a sound decision. Here is a plain-language overview of the key financial considerations every buyer should be aware of.
Promissory Contract (CPCV)
Legally binding deposit stageOnce an offer is accepted, both parties sign the Contrato Promessa de Compra e Venda. A deposit of typically 10–30% of the agreed price is paid at this stage. Should the buyer withdraw, the deposit is forfeited. Should the vendor withdraw, they must return double the deposit.
IMT Transfer Tax
Sliding scale based on purchase priceImposto Municipal sobre as Transmissões applies to all property purchases in Portugal. The rate is calculated on a sliding scale and varies depending on whether the property is a primary residence or investment. Our team will provide a precise calculation for your specific transaction.
Stamp Duty (IS)
Fixed at 0.8% of purchase priceImposto do Selo is levied at a flat rate of 0.8% on the purchase price of the property. This is a straightforward cost to budget for and is paid at the time of completion at the notary.
Notary & Registration Fees
One-time transaction costsNotarial fees cover the preparation and execution of the final deed (Escritura Pública). Land Registry fees are payable to formally register the change of ownership. Combined, these typically represent a modest and predictable portion of the overall transaction cost.
Annual Property Tax (IMI)
Typically 0.3–0.45% of rateable valueImposto Municipal sobre Imóveis is levied annually by the local municipality. Rates in Madeira typically sit between 0.3% and 0.45% of the property's registered rateable value (Valor Patrimonial Tributário), which is generally lower than market value.
Tax Residency Considerations
Specialist advice recommended for your circumstancesPortugal's tax landscape for new residents has evolved in recent years. While various incentives and regimes exist, their applicability depends heavily on your individual situation. We strongly recommend early engagement with a specialist Portuguese tax adviser before making any decisions based on tax considerations.
The above is intended as a general guide only and does not constitute legal or tax advice. We strongly recommend engaging an independent Portuguese lawyer and tax adviser before proceeding with any purchase.
Begin your search
Let us find your
property in Madeira
Whether you are ready to move quickly or simply exploring what is possible, a free consultation with our team is the ideal first step. We will listen carefully, answer your questions, and give you an honest picture of what the market holds.