Legal & Financial Services

The right professionals, coordinated for you

Property transactions in Portugal involve a network of legal and financial specialists. We assemble and manage that network — so you have expert support at every stage, without the complexity of managing it yourself.

What We Cover

Every professional,
one point of contact

Rather than navigating a fragmented landscape of lawyers, accountants, and advisors alone, we coordinate all the professionals you need — vetted, briefed, and managed on your behalf.

Finding the Right Lawyer

Property conveyancing by specialists in foreign buyers

We connect you with bilingual lawyers who specialise in property conveyancing for international clients. They handle title verification, planning checks, outstanding charges, and the full chain of legal documentation — so your interests are protected at every turn.

  • Bilingual conveyancing specialists
  • Title and encumbrance verification
  • Planning and licence checks
  • CPCV and Escritura preparation

Accountant Services

Local accredited accountants and ongoing tax filings

We introduce you to locally accredited accountants who understand both Portuguese fiscal law and the needs of international property owners. They manage your annual IRS submissions, rental income declarations, and any corporate structures around your holdings.

  • Locally accredited Portuguese accountants
  • Annual IRS tax return preparation
  • Rental income and expense reporting
  • Corporate structure advisory

Tax Advice

IRS filing, CGT, wealth tax, and residency incentives

Portuguese tax law can offer meaningful advantages to new residents, but only when navigated correctly. Our advisors guide you through your specific options, capital gains tax implications on your purchase or sale, and the Adicional IMI wealth tax — giving you full clarity before you commit.

  • Personal tax residency advisory
  • Capital Gains Tax planning
  • Adicional IMI (wealth tax) assessment
  • Cross-border tax efficiency structuring

Bank Account Opening

Portuguese bank accounts for non-residents

Opening a Portuguese bank account as a non-resident is a requirement for property purchase — but the process can be slow without the right contacts. We facilitate introductions to local banking partners who understand international clients and can open accounts efficiently.

  • Non-resident account opening support
  • Introduction to local banking contacts
  • Multi-currency account options
  • Online banking setup assistance

Securing Finance

Mortgage brokers, local lenders, and international finance

Whether you intend to finance locally or through an international lender, we work with experienced mortgage brokers who access the full market. We present your case in the most favourable light and help structure finance that aligns with your broader financial position.

  • Portuguese mortgage broker introductions
  • International finance structuring
  • Loan-to-value guidance for foreign buyers
  • Rate comparison across multiple lenders

Transaction Compliance

Due diligence, AML checks, and regulatory compliance

Portuguese property transactions are subject to rigorous anti-money laundering regulation. We ensure your transaction is fully compliant — coordinating source of funds documentation, Know Your Client procedures, and all required regulatory filings to protect you and the deal.

  • Anti-money laundering (AML) compliance
  • Know Your Client (KYC) coordination
  • Source of funds documentation
  • Regulatory filing oversight
How It Works

One relationship,
every professional

The legal and financial side of a foreign property purchase involves many moving parts. We act as your single point of contact — coordinating all professionals so the process feels seamless rather than scattered.

You brief us once

In a single consultation, we gather everything we need — your situation, goals, timeline, and any specific concerns. From this point, you deal with us, not a roster of separate firms.

We assemble your team

Based on your needs, we draw on our network to engage the right lawyer, accountant, and financial advisors — all pre-vetted and experienced working with international property buyers in Madeira.

We coordinate on your behalf

We brief each professional, manage timelines, chase documents, and ensure no step falls through the cracks. You receive regular, clear updates — never chasing anyone for answers.

You review and approve

Key decisions remain yours. We present everything clearly — in plain language — so you can make informed choices with confidence, without needing to parse legal or financial jargon yourself.

Transaction completes cleanly

All compliance, filings, and sign-offs are handled in the correct sequence. Ownership transfers cleanly, with every regulatory and tax obligation satisfied from the outset.

All professionals we engage work independently. Our role is pure coordination — ensuring your interests are always represented.

Get in touch

Let us coordinate your team

Whether you are at the start of your property search or ready to proceed with a purchase, we can assemble the right legal and financial professionals and manage the process on your behalf.